Credit Assessor

Permanent

Here at BNZ, it's about more than just banking. We work together in an agile, energising environment to create innovative solutions through our promise "If you can imagine a better future, let's find a way."

We support wellbeing, flexible working and have a generous leave offering. There is the opportunity for growth, learning and career development. No two days are the same.

Mō te Tūranga | About the Role

Broker Hub is all about getting more Kiwis into their own home, and this role will focus on managing BNZ accredited Mortgage Advisors/Brokers with support, training, and guidance to increase overall performance.

The Broker team is growing and expected to write a significant portion of the banks home loans. You’ll be an expert in the home lending space, seeing around 250 customers into homes each year. You'll manage the application process; from the time the application is received right through to customer onboarding. This role is hybrid working with 4 days in the office and 1 working from home.

What are 5 day to day tasks the person in this role will complete?

• Perform credit analysis and approve requests for term lending/temporary excesses / increased limits

• Manage loan rework rates and Quality Assessment reviews to expected standards

• Manage and facilitate Broker submissions

• Maintain quality of credit risk/operational risk

• Ensure complex lending scenarios/applications are managed from submission through to settlement liaising internal stakeholders where required

What is the most challenging thing about this opportunity?

Being able to consistently deliver strong quality volume whilst managing a large pipeline.

What attributes will this person have in order to be successful?

If you’re experienced in home lending and passionate about using that knowledge to help get Kiwi’s into their next home, this position is for you! You’ll enjoy credit writing, love crunching the numbers, doing the admin and credit decisioning, but you also get a kick out of developing relationships with Brokers - yeah, you're a special breed of lender! We’re looking for

• Minimum of 2 years home lending experience is essential to this role, and ideally exposure to the Banking sector

• Sound understanding of credit writing and ideally of the broker environment

• Excellent verbal and written communication skills

What is the team culture and environment like?

We are a close-knit team, very supportive of each other, passionate about what we do. We're busy, we enjoy being in the middle of things and we love that our work makes a real difference to our colleagues and customers.

Nau Mai ki te Pēke o Aotearoa | Come to the Bank of New Zealand

This is an exciting opportunity to join us! We're bold thinkers who are taking brave steps to create a company that people want to work for, and customers want to bank with. If you're ready to join a fun organisation where we are proud of our culture and how we are helping New Zealander's to 'Find their way', then show your interest by submitting your application - we can't wait to read it.

Ehara taku toa i te toa takitahi, engari he toa takitini" - Success is not the work of an individual, but the work of many.”

Closing Date: 08 July 2026

Applications will be reviewed regularly across the advertising period, but we do reserve the right to close applications early.